Use generic medications wherever possible.
Generic medicines are almost always cheaper than the equivalent of their brand-name drugs, so it makes sense to use generic medicines only when you can! Bothered that the generic isn’t going to be as effective as the brand? Here is the reality. The actual drug in both the generic and brand medication is the same, so the “filler” product is the only thing that is different. 99% of the time the generic drug can be used by people and it will work just as well for them. Generic versions of prescription medicines are much cheaper than original products, and generic medicines perform as well as their brand name equivalent in most cases.
Check for less expensive substitutes.
If you have insurance, the insurance company will determine which prescription medication they will cover and what cost they will pay. Each insurer is presented with a list of preferred and non-preferred medications they protect. The list of approved medications is called formulary type and is the cheaper option for you at all times. The non-preferred set is called non-formulary and is going to cost you a lot more. Once you are aware of your options, you should talk to your doctor about the prospect of moving to the cheaper drug. Your doctor will sometimes decide that sticking with the more expensive medication is best, but many times they are more than happy to make the switch to help save you money!
Check with your doctor for free samples, drug coupons, and vouchers.
Drug representatives are actively trying to gain profits for their business and are dropping prescription discounts, coupons, and samples at doctor’s offices as part of that. The thing is, doctors sometimes forget that they’ve got them. So if the doctor writes a prescription for you, just ask if he’s got a free sample or coupon for that drug. The worst thing you can go through is you’re going to be told no!
Check what the manufacturer offers.
Coupons/Vouchers: If you are taking a medication with a brand name, especially if there is no generic alternative, call the manufacturer and ask if they have any patient support programs or can give you any coupons or savings vouchers. They will be able to offer you at least a one-time savings coupon nine times out of ten, most of which are good even if you have insurance.
Discount saving program: Checking price insurance services is worthwhile. This is safe to access these services which can be an easy way to save on prescription medicines especially when you don’t have insurance.
Split the pills.
One of the “old-fashioned” ways to save is to get your medication at a higher dose and then split it to get the dosage you need. The savings here are due to you being able to get fewer pills for your dosage. However, this will only work for some drugs (other medications may not work correctly if you sever them), so you must also consult your doctor.
Check whether a 90 day supply will save your money.
Not all insurance requires you to collect drugs for more than one month at a time, but it’s worth checking in! Because many times, if you purchased the same drug a month, the price for a 3 month supply will be less than it would cost you. In reality, for the price of two, certain insurance companies will actually encourage you to get three months of treatment!
Shop around and check the prescription medication prices.
Prices for prescription drugs vary greatly from pharmacy to pharmacy and from drug to drug. Just because the regular prescription is the cheapest on your blood pressure medicine, it doesn’t mean it’s going to be the same as the asthma medicine you’ve just been prescribed by the doctor. Once you fill in your prescription, it pays to call and ask for rates!
Check for online foreign pharmacies.
It has never been better online pharmacy options than it is now. You can even schedule online prescription assistance to collect the medications at home. When online drug planning sounds appealing, finding a reliable pharmacy isn’t as hard as you think. Once everything is planned, you will start to enjoy these benefits.
Health Buzz 